Crimewatchnewspaper reports that the incident happened at Jessefield MicroFinance Bank located at Omotayo Ojo Street, Allen Avenue area of Ikeja, Lagos.
According to the Police, the lady went to the bank and obtained the loan with an agreement to pay the money within a specific period and the money was released to her.
However, when she was supposed to pay back the money, she issued four bank cheques. But when the cheques were taken to the bank, it was not honoured due to insufficient funds in her account.
The matter was reported to the Police at Area G Command in Ogba, Lagos. She was arrested and detained at the Command for interrogation over her alleged conduct.
After interrogation, the Police found her culpable and consequently charged her before the Ogba Magistrate Court for the alleged offence.
She pleaded not guilty.
The prosecutor, Supol Akeem Raji, asked the Court to give a date for hearing since she pleaded not guilty to enable the Police to prove that she actually committed the alleged offence.
The Presiding Magistrate, Mrs. B.O. Osunsanmi, granted her bail with two sureties, who must show evidence of means of livelihood and tax payment while addresses will be verified by the Court.
The matter was adjourned for mention while the defendant was remanded in custody at the correctional center at Kirikiri town, Lagos, pending when she will perfect her bail conditions.
Part of the charges read:
COUNT I-That you Balogun Anne Omoyeni ‘f’, and others still at large, sometime in July, 2023 at Jessefield Microfinance Bank Limited, No. 15 Omotayo Ojo Street, Allen Avenue, Ikeja in the Lagos Magisterial District, did conspire together to commit felony to wit: obtaining loan credit and thereby committed an offence contrary to and punishable under Section 411 of the Criminal Law, Laws of Lagos State of Nigeria 2015.”
COUNT II:- That you Balogun Anne Omoyeni ‘f and others still at large, on the same date, time and place in the aforementioned Magisterial district did obtained loan credit of (N7,000,000) Seven Million Naira only from Jessefield Microfinance Bank Limited and thereafter issued four Access Bank cheques, which were later dishonoured by the bank, on the ground of insufficient funds and hereby committed an offence contrary to Section 315 and punishable under Section 321 (b) of the Criminal Law, Laws of agos State of Nigeria 2015.”